At NoDMVlines.com, we prioritize keeping our clients informed. A significant update will impact all auto insurance policies in California starting January 1, 2025. The Protect California Drivers Act (Senate Bill 1107) introduces updated minimum coverage requirements to provide better financial protection in case of an accident.
What’s Changing?
If your current policy includes the minimum coverage limits of $15,000/$30,000 for bodily injury and $5,000 for property damage, here are the new requirements:
• Bodily Injury Liability: $30,000 per person / $60,000 per accident
• Property Damage Liability: $15,000
Additional mandatory coverage includes:
• Uninsured Motorist Coverage: $15,000 per person / $30,000 per accident
• Uninsured Motorist Property Damage: $3,500
• Medical Payments Coverage: Covers medical expenses for you and your passengers.
• Rental Car Reimbursement: Helps cover rental car costs when needed.
Why the Change?
California’s minimum insurance limits haven’t been updated since 1967, but the cost of living, medical expenses, and vehicle repairs have increased significantly. These higher limits are designed to offer better protection, reducing out-of-pocket costs in the event of an accident.
How Does It Benefit You?
Although premiums may rise slightly, these changes:
• Ensure you are better protected financially.
• Cover more expenses if you’re involved in an accident.
• Minimize financial stress during unexpected situations.
We’re Here to Help
This change affects all California drivers, and we’re committed to assisting you with:
• Understanding the new requirements.
• Updating your policy to meet the state’s regulations.
• Finding affordable options tailored to your needs.
Contact us today! Call (661) 849-2000 to discuss your policy or get a personalized quote. Our team is ready to ensure you’re fully protected in 2025 and beyond.
Stay ahead of the changes—let us help you secure peace of mind and compliance with California’s new auto insurance requirements. Don’t wait; update your policy today!